Your buyers tour homes on Saturday afternoon. Their questions can't wait until Monday at 9. ASJ Mortgage Solutions is the Peoria-based broker Arizona agents call for same-day pre-approvals, on-time 21–30 day closings, and honest scenario answers — seven days a week.
Or text / call us directly: (480) 376-7355 · NMLS 1909669
Fast, underwritten pre-approvals your offers can lean on; proactive milestone updates so you never chase a status; a product shelf wide enough to save deals other lenders decline; and RESPA-compliant co-marketing that helps you win listings. We're a broker, not a bank — which means when one lender says no, we have somewhere else to go.
Your Sunday open-house lead can be pre-approved before Monday morning, while the competition's lender is still out of office.
Stronger than a pre-qual letter: income and assets reviewed up front, so your offers compete near cash strength and the file flies once under contract.
We plan the file backwards from the contract date and flag risks early — appraisal timing, HOA docs, condo review — instead of surprising you in week three.
Text us an address and buyer profile and get a real financing read fast — payment estimate, program fit, red flags — before your buyer writes.
Application in, appraisal ordered and back, conditional approval, clear-to-close — to you and your client simultaneously.
If a file has a problem, you hear it on day two, not day twenty. If a buyer isn't ready, we tell you — and give them a plan to get ready, so they come back to you when they are.
No 1-800 loops. The person who pre-approved your buyer is the person who closes them.
Our breadth is your safety net. As a broker with multiple wholesale lenders, when one lender says no, we have somewhere else to go.
From 3% down with competitive rates for qualified Arizona buyers.
Flexible credit, 3.5% down, and Arizona down payment assistance options.
Zero down for your military buyers near Luke AFB, Davis-Monthan, and statewide.
Zero-down financing for fringe-market and rural Arizona listings.
Options for Scottsdale and Paradise Valley price points — without the big-bank runaround.
For medical buyers with student debt and future start dates.
Self-employed buyers and investors — no tax-return gymnastics.
When an investor client needs to move at auction speed.
Real payment scenarios buyers can picture themselves in for your listings, refreshed as rates move.
First-time buyer guides, down payment assistance explainers, and market updates you can send your sphere with your name on them.
Financing talking points that help you win the listing — "here's how we widen the buyer pool for this home."
In metro Phoenix and the West Valley who need a reliable lending bench.
Building a database — our buyer education content and scenario desk make you look like the veteran in the room.
Wanting a consistent lending experience across agents. Compass agents: we have a dedicated partnership track — see our Compass partnership page.
Whose clients need DSCR and hard-money speed.
Based in Peoria and working statewide — whether your buyers are shopping the Valley of the Sun, Southern Arizona, or the high country, we know the local market dynamics, HOA landscapes, and appraisal timelines that keep Arizona deals on track.
From first-time buyer condos in Tempe to jumbo estates in Paradise Valley, VA purchases near Luke AFB and Davis-Monthan, USDA loans in rural Arizona, and investor deals across the Phoenix metro — we finance them all, statewide.
Need to get your buyer qualified — even on a weekend? Share their details below and we'll reach out fast, help you put your offer together, and keep you updated at every milestone.
Tell us a little about your Arizona market and how you currently handle financing. We'll follow up within one business day to see if ASJ Mortgage Solutions is a fit for your business and your buyers.
Same-day in most cases — including evenings and weekends, when your buyers actually house-hunt. For serious offers we go beyond a pre-qual letter to an underwritten pre-approval, which lets your buyer compete closer to cash-offer strength and closes faster once under contract.
Typically 21–30 days, and we close on time — every missed closing date costs an agent a client relationship, so on-time closing is the metric we manage hardest. You get proactive milestone updates (application, appraisal, underwriting, clear-to-close) without having to chase us.
Yes — and we're careful about it. Any co-marketing (open house materials, co-branded content, shared advertising) is structured so each party pays fair market value for their share, with no payment or thing of value exchanged for referrals, consistent with RESPA Section 8. We document cost-sharing so both sides are protected.
Often. As a broker with multiple wholesale lenders, we cover conventional, FHA, VA, USDA, jumbo, physician programs, DSCR, bank statement, and hard money. A buyer declined at a retail bank for student loans, self-employment income, or credit events frequently fits a different lender's guidelines — send us the scenario before the deal dies.
Open-house financing flyers with payment scenarios for your listing, buyer education content for your sphere, and fast scenario desk support — text us a property and buyer profile and get a realistic financing read, usually within the hour during business hours and same day on weekends.
We partner with real estate agents and finance buyers statewide — including Peoria, Phoenix, Glendale, Scottsdale, Tempe, Chandler, Gilbert, Mesa, Tucson, Prescott, Flagstaff, Yuma, and every market in between.
No commitment, no exclusivity ask. Send us your next pre-approval or a scenario that's stuck — judge us on how we handle it.